How to Accept Payments from International Clients as a Freelancer in Nigeria
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How to Accept Payments from International Clients as a Freelancer in Nigeria
Phebe Idowu
Mar 31, 2025
7 min read
How to Accept Payments from International Clients as a Freelancer in Nigeria
Nigerian freelancers have access to global opportunities in today's digital world, but a major challenge lingers. The question we all have on our minds: “How do I seamlessly receive payments from international clients?” Many payment platforms have restrictions, high fees, or unfavorable exchange rates. However, with MimaPay, you have multiple efficient ways to receive international payments without hassle.
Whether you are a graphic designer, content writer, software developer, or consultant, this guide will walk you through the best ways to accept payments from clients abroad using MimaPay’s services.
1. Get Paid in USD, GBP, and EUR through Bank Accounts:
One of the easiest ways to receive international payments as a freelancer in Nigeria is through a dedicated USD, GBP, or EUR account. MimaPay provides you with foreign accounts, making it easy for clients to send money directly.
How It Works:
  • Sign up on MimaPay.
  • Get and share the USD, GBP, or EUR account details with your international clients.
  • Clients can make direct bank transfers from their local banks, just like a domestic payment.
  • Once the funds arrive, you can convert them to Naira at competitive exchange rates.
  • 2. Accept Card Payments from Clients Worldwide:
    Some clients prefer to pay via debit or credit cards. MimaPay enables you to accept payments from Visa, Mastercard, and American Express cards globally. This method is fast and secure.
    How It Works:
  • Create a Payment Link.
  • Share the link with your clients.
  • They enter their card details and make the payment.
  • You receive the funds in your MimaPay wallet and can withdraw to your Nigerian bank account.
  • 3. Easy Payments with a Simple Link:
    Instead of constantly sharing account details,you can simply generate a Payment Link and send it to your clients. They can pay using cards, bank transfers, or digital wallets. Funds settle directly into your MimaPay wallet and you can choose who bears the transaction charges – you, the client, or split the cost.
    How It Works:
  • Log in to your MimaPay dashboard.
  • Click Create Payment Link.
  • Share the link with your client via email, WhatsApp, or social media.
  • Get paid instantly!
  • 4. Create Invoices for Quick and Easy Transactions:
    Another easy way of receiving payments is by generating an invoice which can be sent to your clients. They can pay using cards, bank transfers, or digital wallets. Funds settle directly into your MimaPay wallet and you can choose who bears the transaction charges – you, the client, or split the cost.
    How It Works:
  • Log in to your MimaPay dashboard.
  • Click Invoice/Receipts.
  • Send to your client via email or any other means.
  • Get paid instantly!
  • 5. Get Paid via International Bank Transfers:
    For clients who prefer traditional bank transfers, MimaPay offers seamless international wire transfer options. This method is useful for large transactions and corporate clients.
    How It Works:
  • MimaPay provides you with a foreign bank account (USD, GBP, EUR).
  • Clients send the payment directly to your foreign account.
  • You can convert to Naira at the best rates or keep the funds in your account for future transactions.
  • 6. Bank Transfers to Your Local Bank Account:
    You can receive direct bank transfers from foreign bank accounts into your Nigerian bank account. You can also create USD, EUR or GBP domiciliary accounts for accepting payments. However, the funds will not remain in the original currency sent for NGN accounts but will be automatically converted to Naira at the prevailing official exchange rate at the time of processing.
    Why Choose MimaPay?
    MimaPay is designed for freelancers, remote workers, and entrepreneurs in Nigeria who need a reliable way to receive payments globally. Here’s why we stand out:
  • Multiple Payment Options – You have the flexible option of receiving payments via bank transfers, cards, invoices, and payment links.
  • Competitive Exchange Rates – You get to exchange to your local currency at competitive rates prioritizing the best value to you. Get more Naira for your dollars, pounds, or euros.
  • Fast Payouts – Not only do you receive your payments on time but you can also withdraw your earnings quickly to your Nigerian bank account.
  • Security & Compliance – Your funds and transactions are secure with MimaPay. We prioritize compliance, fraud monitoring and protection for your users.
  • Easy-to-Use Platform – No complex processes, just smooth transactions made available with you in focus.
  • Final Thoughts
    As a freelancer in Nigeria, finding the best way to receive international payments can make your work easier. With MimaPay, you can confidently accept payments from clients anywhere in the world, avoid hidden fees, and withdraw your funds seamlessly.
    Ready to start? Sign up on MimaPay today and start receiving international payments like a pro!
    CLICK HERE to sign up today and start enjoying the benefits of Mima Pay.
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